“Pill Ills”

Seniors are most susceptible to medication hazards. People over the age of 65 consume 25% of all the prescription medications sold. This number is greatly inflated when the senior consumption of over-the-counter vitamins, aspirin, and other remedies are added. A recent poll suggests 75% of people purchase homeopathic remedies, either as an alternative to prescriptions […]

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Planning for Future Care Needs

Healthy seniors call me all the time to discuss what type of care and what quantity of care the “average client” uses. They are gathering current facts and statistics about home health care in order to project their own future needs. If you, too, are wondering what your later years will be like, […]

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A Slip and Fall Could be the Beginning of the End

Can you guess who is at the greatest risk for slip and fall injuries? The answer is females, age 65 or older, who do not exercise, and take medications that can make them dizzy. Do you know someone like this? The alarming statistics show that hip fractures are quite common within this group of seniors. […]

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Nurses to the Rescue!

The best caregivers in the home health care field are nurses. They have the most medical training and the highest level of expertise. Nurses frequently come to the rescue when a patient is in critical need. They can make the difference between life and death, especially in a home setting.

Many elderly, frail clients fend for […]

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Medical Help for “Snow Birds”

Do you migrate to Florida for the winter season? The weather is great, but what happens if you become ill? The fact is that many “snow birds” do not have a Florida physician. When a problem develops with your health, it snowballs into other dilemmas. Other than calling 911 for the paramedics, how can you […]

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Home, Safe Home

A decline in health and loss of ability to function can necessitate modifications within the home. The motivation for implementing changes is to improve the safety of the environment and to facilitate independent functioning. With the right gadgets, an individual can reach and grasp objects for him self or her self. With the proper hardware […]

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Are You Protected Against Caregiver Accidents?

What happens if your paid caregiver gets injured or has an accident while helping you or your loved one? Are you protected from financial responsibility and loss of assets? If your caregiver comes from a home health agency, nurse registry, or companion service, does that company provide workers’ compensation coverage? These are important questions for […]

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Communication with LTC Insurance Representatives

Many of you who have found it necessary to use home health care have had the experience of receiving a phone call from your long term care insurance company, or an assessment by a nurse who was sent by the company. These representatives of the company have a specific job to do which you should […]

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Don’t Save LTC Insurance for a Rainy Day

As a caregiver for a family member, there is no doubt that you’ve heard how caregiving takes a significant toll on the emotional and physical well-being of caregivers. If you’ve served in this role for long, you’ve already begun to feel that toll. Devoted caregivers often find it impossible to take care of loved ones, […]

By |November 8th, 2010|Long Term Care Insurance and Funding|1 Comment

Why Isn’t Mom Paying Her Bills?

So, your parents have been independent, responsible people who have promptly paid everything they owed for their entire lives. The last thing they want is their child coming in and telling them how to run their finances, but you’ve noticed a few past due notices lying around. It’s possible you were even contacted regarding an […]

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