What happens if your paid caregiver gets injured or has an accident while helping you or your loved one? Are you protected from financial responsibility and loss of assets? If your caregiver comes from a home health agency, nurse registry, or companion service, does that company provide workers’ compensation coverage? These are important questions for [...]

Many of you who have found it necessary to use home health care have had the experience of receiving a phone call from your long term care insurance company, or an assessment by a nurse who was sent by the company. These representatives of the company have a specific job to do which you should [...]

As a caregiver for a family member, there is no doubt that you’ve heard how caregiving takes a significant toll on the emotional and physical well-being of caregivers. If you’ve served in this role for long, you’ve already begun to feel that toll. Devoted caregivers often find it impossible to take care of loved ones, [...]

So, your parents have been independent, responsible people who have promptly paid everything they owed for their entire lives. The last thing they want is their child coming in and telling them how to run their finances, but you’ve noticed a few past due notices lying around. It’s possible you were even contacted regarding an [...]

Proactive seniors are changing the home health care industry!   Older Americans are dissatisfied and uncertain with what the government may or may not provide for them in home health care benefits.   More and more seniors have taken control of their health care needs by purchasing home health care insurance policies. This trend has dramatically changed [...]

Take advantage of tax savings created by home health care medical expenses! The client receiving the care can claim the tax deduction or a family member, such as the spouse, sibling or adult children, can take the deduction instead. 7 – IRS Rules for Deducting Home Health Care Expenses: 1. Medical expenses are deductible after [...]

Remember when you first purchased your long-term care insurance policy? Everything seemed in order. You knew what the insurance company was supposed to pay each day and for how long. Then you probably filed the policy away, hoping that you would never be ill enough to need it. Nevertheless, the time came when you did [...]

Most of us initially put a lot of effort into researching the costs and benefits of an insurance policy – at the time we purchase it. Then we pretty much forget about it, until, of course, we actually need to use the insurance. Home Health Care insurance is very easy to dismiss, especially when the [...]